FAQ – Frequently Asked Questions

With Bavenham Payment Protection you can choose the level of cover that suits your needs. For example, you might just cover your basic monthly payments, or you could extend the policy to include other monthly benefits such as credit card and loan repayments or insurance premiums. You can even cover utility bills – the choice is yours.

There are a variety of cover options available to you. Choose from accident & sickness, unemployment only, or accident, sickness and unemployment insurance.

Whichever you select the maximum monthly benefit limit is £2,500.

You can purchase Bavenham Payment Protection Insurance to cover just yourself, or you may also insure partners under the joint policy option, if you choose the joint policy option the benefits payable will be split between both parties as expressed in the application.

In the event of you having an accident, falling ill or being made unemployed, Bavenham Payment Protection Insurance will:

  • Start paying your monthly benefit, in arrears, once you have been off work for a period of 30 consecutive days.
  • Continue paying your benefit until you either return to work or the benefit period expires.

Cover is available for Employed, Self Employed and Contract Workers. You will not have to undergo a medical to be eligible for cover under this policy.

Your Bavenham Payment Protection Insurance Policy is completely flexible and can be transferred between lenders.

Apply today for complete peace of mind, all you need to do is complete the application form.